AI-agent payment controls
Give automated workflows a budget, not a blank check
Plan eligible operational payments with a virtual card: set the working amount, fund only what the task needs, monitor transactions, and stop or rotate the card when the task ends.
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AI agents cannot complete identity or KYC flows themselves and do not use bank accounts. RizzCard supports eligible workflows that fund cards with supported crypto. Eligibility, funding routes, and merchant authorization can vary.
A bounded workflow
- Define the task, merchant category, maximum working amount, and stop condition.
- Check current eligibility and create the card workflow.
- Test with the minimum practical amount before relying on the payment route.
- Fund only the working amount needed for the task.
- Monitor authorizations and reconcile the card against the task or campaign.
- Stop, rotate, or reuse the card according to current terms when the task ends.
Where the model may fit
Software and API purchases
Eligible, approved software and API purchases with a defined task budget.
Test environments
Staging environments and controlled vendor payments with capped budgets.
Marketing operations
Transactions where the advertising platform and card program permit the payment.
Published card terms
- Virtual card issuance
- 10 USDT
- Minimum top-up
- $10
- Top-up fee
- 2.8% + $1
- Non-USD card spending
- 2%
- Withdrawal or refund
- 3 USDT
- Monthly maintenance
- $0
- Published monthly limit
- $100,000
Outside wallet or network fees may also apply. Eligibility, supported funding routes, and merchant authorization can vary.
Built for bounded operations
A clear job
One card workflow tied to a specific operational purpose.
A known budget
A working amount that can be funded and reconciled against the work.
A defined endpoint
A stop, rotate, or reuse decision once the work is complete.
Operational safeguards
- Use allowlists or approval rules in the surrounding workflow when available.
- Keep card details and bot access out of prompts, logs, screenshots, and public repositories.
- Never use the card workflow to bypass a merchant policy, account restriction, identity check, billing control, sanction, or law.
- Treat declines and review requests as stop signals, not obstacles to evade.
Frequently asked questions
Does an AI agent need to complete a human identity or KYC flow?
No. Software agents cannot present human identity documents or complete a human identity flow. RizzCard is designed for eligible AI-agent card workflows funded with supported crypto. SimplifyLabs controls eligibility and compliance decisions.
Does RizzCard guarantee payment at a specific API, SaaS tool, or merchant?
No. Authorization depends on the merchant, account, region, card program, network, transaction, and time. Test a small amount before relying on recurring operations.
What does a top-up cost?
The published RizzCard top-up fee is 2.8% of the amount plus $1 per top-up. Outside wallet or network fees and a 2% non-USD card-spending fee may also apply.